BMO
Financial Services
CreditAnalyst-BusinessBanking
Neural analysis suggests this role is
optimal for Mid+ candidates.
“Credit Analyst - Business Banking at BMO. Skills: Credit analysis, Lending expertise, Risk management, Business banking. Perform client credit analysis. Assess financial health”
Industry & Context.
Analytical skills; Problem solving skills; Data driven decision making
What They're Looking For.
Must Have
4-6 years relevant experience, Post-secondary degree, Advanced understanding of business banking products, Advanced understanding of lending process, Advanced understanding of credit risk policies, Advanced understanding of Bank policies, Knowledge of credit qualification standards, Knowledge of adjudication standards, Fluent in French, Fluent in English
Nice to Have
Equivalent combination of education and experience
What You'll Do.
Perform client credit analysis
Assess financial health
Apply lending expertise
Make credit decisions
Advise relationship manager
Support strategic initiatives
Determine business priorities
Conduct independent analysis
Break down strategic problems
Provide recommendations
Coordinate management
Build change management plans
Lead change management activities
Participate in change management activities
Define communication plan
Provide input into operational programs
Facilitate funding process
Control legal documentation
Ensure security documentation reflects terms
Assess security shortfalls
Analyze lending applications
Identify deficiencies
Advise of deficiencies
Confirm security valuations
Approve credit applications
Develop risk profiles
Develop credit structuring
Complete credit investigations
Build stakeholder relationships
Ensure stakeholder alignment
Integrate information
Follow security procedures
Follow safeguarding procedures
Prevent loss due to fraud
Prevent loss due to robbery
Prevent loss due to counterfeiting
Prevent loss due to money laundering
Prevent loss due to defalcation
Adhere to lending processes
Adhere to lending policies
Adhere to lending procedures
Maintain confidentiality
Take appropriate actions
Liaise between clients and departments
Provide product support
Provide product expertise
Work independently on complex tasks
Apply Risk Management Framework
Make risk informed decisions
How You'll Work.
Team & Collaboration
Internal stakeholders; External stakeholders; Clients; Various departments
Communication Scope
Verbal communication; Written communication
Full Job Description
Application Deadline: 06/18/2026 Address: 3225 St-Martin Ouest Blvd Job Family Group: Commercial Sales & Service Performs ongoing comprehensive client credit analysis for an assigned number of client portfolios to assess the business entity’s overall financial health and credit risk using discretionary authority within prescribed limits. Applies lending expertise to a lending product portfolio or part of the lending process (e.g. underwriting, funding, monitoring). Makes credit decisions or provides timely advice to the business banking relationship manager for action in compliance with internal controls and audit, regulatory, and Bank policies and procedures. * Exercises judgment to identify, diagnose, and solve problems within given rules. * Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. * Helps determine business priorities and best sequence for execution of business/group strategy. * Conducts independent analysis and assessment to resolve strategic issues. * Breaks down strategic problems, and analyses data and information to provide insights and recommendations. * Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards. * Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation, and sustainment of initiatives. * Leads or participates in defining the communication plan designed to positively influence or change behaviour; develops tailored messaging; and identifies appropriate distribution channels. * Provides input into the planning and implementation of operational programs. * Executes work to deliver timely, accurate, and efficient service. * May specialize as either a funding specialist or a credit analyst. * As a funding specialist, facilitates the funding process acting as a
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