BMO

Financial Services

CreditAnalyst-BusinessBanking

$56–104k Laval, Quebec, Canada FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid+ candidates.

The Brief

“Credit Analyst - Business Banking at BMO. Skills: Credit analysis, Lending expertise, Risk management, Business banking. Perform client credit analysis. Assess financial health”

Industry & Context.

Financial Services
Problems you'll solve

Analytical skills; Problem solving skills; Data driven decision making

What They're Looking For.

Must Have

4-6 years relevant experience, Post-secondary degree, Advanced understanding of business banking products, Advanced understanding of lending process, Advanced understanding of credit risk policies, Advanced understanding of Bank policies, Knowledge of credit qualification standards, Knowledge of adjudication standards, Fluent in French, Fluent in English

Nice to Have

Equivalent combination of education and experience

What You'll Do.

Perform client credit analysis

Assess financial health

Apply lending expertise

Make credit decisions

Advise relationship manager

Support strategic initiatives

Determine business priorities

Conduct independent analysis

Break down strategic problems

Provide recommendations

Coordinate management

Build change management plans

Lead change management activities

Participate in change management activities

Define communication plan

Provide input into operational programs

Facilitate funding process

Control legal documentation

Ensure security documentation reflects terms

Assess security shortfalls

Analyze lending applications

Identify deficiencies

Advise of deficiencies

Confirm security valuations

Approve credit applications

Develop risk profiles

Develop credit structuring

Complete credit investigations

Build stakeholder relationships

Ensure stakeholder alignment

Integrate information

Follow security procedures

Follow safeguarding procedures

Prevent loss due to fraud

Prevent loss due to robbery

Prevent loss due to counterfeiting

Prevent loss due to money laundering

Prevent loss due to defalcation

Adhere to lending processes

Adhere to lending policies

Adhere to lending procedures

Maintain confidentiality

Take appropriate actions

Liaise between clients and departments

Provide product support

Provide product expertise

Work independently on complex tasks

Apply Risk Management Framework

Make risk informed decisions

How You'll Work.

Team & Collaboration

Internal stakeholders; External stakeholders; Clients; Various departments

Communication Scope

Verbal communication; Written communication

Full Job Description

Application Deadline: 06/18/2026 Address: 3225 St-Martin Ouest Blvd Job Family Group: Commercial Sales & Service Performs ongoing comprehensive client credit analysis for an assigned number of client portfolios to assess the business entity’s overall financial health and credit risk using discretionary authority within prescribed limits. Applies lending expertise to a lending product portfolio or part of the lending process (e.g. underwriting, funding, monitoring). Makes credit decisions or provides timely advice to the business banking relationship manager for action in compliance with internal controls and audit, regulatory, and Bank policies and procedures. * Exercises judgment to identify, diagnose, and solve problems within given rules. * Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. * Helps determine business priorities and best sequence for execution of business/group strategy. * Conducts independent analysis and assessment to resolve strategic issues. * Breaks down strategic problems, and analyses data and information to provide insights and recommendations. * Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards. * Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation, and sustainment of initiatives. * Leads or participates in defining the communication plan designed to positively influence or change behaviour; develops tailored messaging; and identifies appropriate distribution channels. * Provides input into the planning and implementation of operational programs. * Executes work to deliver timely, accurate, and efficient service. * May specialize as either a funding specialist or a credit analyst. * As a funding specialist, facilitates the funding process acting as a

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