Mulligan Funding
Finance / FinServ
CreditAnalyst
Neural analysis suggests this role is
optimal for Entry candidates.
“Credit Analyst at Mulligan Funding. Skills: financial analysis, risk assessment, commercial underwriting, credit decision making. Perform financial analysis on commercial loan applicants, reviewing business financial statements to evaluate liquidity, profitability, leverage, and overall financial health. Analyze personal and business credit reports to identify risk indicators and assess guarantor strength”
What You'll Achieve.
Make multiple credit decisions per day; building toward individual approval authority; creating value for all of our partners; helping small businesses access the capital they need to thrive
Industry & Context.
analytical thinking skills
What They're Looking For.
Must Have
Bachelor’s degree in Finance, Business, Economics, Accounting, or a related field, Zero to two years of experience in finance, banking, accounting, underwriting, or a similar analytical environment, analytical thinking skills, attention to detail, Comfort working with financial data, learning new systems quickly, Clear written and verbal communication skills, A growth mindset, desire to develop into a more advanced credit professional
Nice to Have
build expertise in Mulligan Funding’s products, underwriting framework, and risk philosophy
What You'll Do.
Perform financial analysis on commercial loan applicants
reviewing business financial statements to evaluate liquidity
and overall financial health
Analyze personal and business credit reports to identify risk indicators and assess guarantor strength
Prepare concise underwriting summaries and recommendations aligned with company credit policies
Make multiple credit decisions per day while building toward individual approval authority
Develop knowledge of pricing
and stipulations based on risk profile
Continuously build expertise in Mulligan Funding’s products
underwriting framework
How You'll Work.
Team & Collaboration
Collaborate with senior analysts and internal stakeholders to communicate credit decisions clearly and efficiently
Communication Scope
Clear written and verbal communication skills
Full Job Description
## Description Headquartered in San Diego, Mulligan Funding serves as a leading provider of working capital (Up to $5M) to the small and medium-sized businesses that fuel our country. Since 2008, we have prided ourselves on our collaborative, innovative, and customer-focused approach. Enjoying a period of unprecedented growth, driven by the combination of cutting-edge technology, human touch, and unwavering integrity, we are looking to add to our people first culture, with highly motivated and results-oriented professionals, to push the limits of what’s possible while creating value for all of our partners. The Credit Analyst I position is the foundation of a high growth career in commercial underwriting. This is an entry level opportunity designed for someone analytical, curious, and motivated to build real expertise in financial decision making. You will work closely with experienced credit professionals to learn the fundamentals of financial analysis, risk assessment, and commercial underwriting. From day one, you will contribute to real loan evaluations while developing the discipline, communication skills, and sound judgment required to make confident credit decisions. This role is designed for someone who wants more than just a starting position. You will learn the fundamentals of underwriting, develop disciplined credit judgment through real decision making experience, and grow through collaboration and mentorship, all while helping small businesses access the capital they need to thrive. ## What You'll Do Perform financial analysis on commercial loan applicants, reviewing business financial statements to evaluate liquidity, profitability, leverage, and overall financial health. Analyze personal and business credit reports to identify risk indicators and assess guarantor strength. Prepare concise underwriting summaries and recommendations aligned with company credit policies. Make multiple credit decisions per day while building toward individual approv
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