M&T Bank

Financial Services

ConsumerLendingAssociateII

$0–0k Buffalo, New York, United States FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid+ candidates.

The Brief

“Consumer Lending Associate II at M&T Bank. Skills: Credit processing, Regulatory compliance. Obtain credit related documentation. Obtain necessary information”

Industry & Context.

Financial Services

What They're Looking For.

Must Have

2 years higher education and/or work experience

Nice to Have

Customer service experience

What You'll Do.

Obtain credit related documentation

Obtain necessary information

Maintain effective communication

Provide routine credit processing support

Answer questions on requested documentation

Review customer documents

Notate receipt of each document

Add documents to electronic file

Maintain understanding of multiple systems

Support activities completed

Provide coverage for processing items

Review departmental procedures

Understand and adhere to risk standards

Adhere to regulatory standards

Identify risk-related issues

Escalate issues to management

Promote an environment that supports belonging

Maintain internal control standards

Implement internal audit points

Implement external audit points

Implement issues raised by regulators

Complete other related duties

How You'll Work.

Team & Collaboration

Internal departments; External customers; Third-party vendors; Loan officer; Telephone contact center; Co-workers

Full Job Description

# **_Overview:_** Provides credit processing support on Consumer Loan applications to customers, branches, dealerships, third-party vendors from application entry through decision, including directives to ensure Bank regulatory compliance. Works to ensure customer documentation is received and saved to the electronic customer file. ## ** _Primary Responsibilities:_** * Work with internal departments as well as external customers and third-party vendors to obtain credit related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS transcripts, title search, appraisal, bank statements, etc. * Maintain effective communication with all necessary parties involved in a new loan application, from the customer, loan officer, telephone contact center, and co-workers to ensure a seamless and positive application experience. * Provide routine credit processing support and answer questions on requested documentation for direct consumer credit and Indirect dealer applications to internal and external customers. * Review customer documents. * Responsible for notating the receipt of each document, indexing and adding to the electronic file. * Maintain an understanding of multiple systems businesses and product lines to support activities completed. * Provide coverage for processing items via shared email boxes related to application and subordination related documentation. * Review departmental procedures and update as needed. * Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. * Promote an environment that supports belonging and reflects the M&T Bank brand. * Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. * Complete other related dutie

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