M&T Bank
Financial Services
ConsumerLendingAssociateII
Neural analysis suggests this role is
optimal for Mid+ candidates.
“Consumer Lending Associate II at M&T Bank. Skills: Credit processing, Regulatory compliance. Obtain credit related documentation. Obtain necessary information”
Industry & Context.
What They're Looking For.
Must Have
2 years higher education and/or work experience
Nice to Have
Customer service experience
What You'll Do.
Obtain credit related documentation
Obtain necessary information
Maintain effective communication
Provide routine credit processing support
Answer questions on requested documentation
Review customer documents
Notate receipt of each document
Add documents to electronic file
Maintain understanding of multiple systems
Support activities completed
Provide coverage for processing items
Review departmental procedures
Understand and adhere to risk standards
Adhere to regulatory standards
Identify risk-related issues
Escalate issues to management
Promote an environment that supports belonging
Maintain internal control standards
Implement internal audit points
Implement external audit points
Implement issues raised by regulators
Complete other related duties
How You'll Work.
Team & Collaboration
Internal departments; External customers; Third-party vendors; Loan officer; Telephone contact center; Co-workers
Full Job Description
# **_Overview:_** Provides credit processing support on Consumer Loan applications to customers, branches, dealerships, third-party vendors from application entry through decision, including directives to ensure Bank regulatory compliance. Works to ensure customer documentation is received and saved to the electronic customer file. ## ** _Primary Responsibilities:_** * Work with internal departments as well as external customers and third-party vendors to obtain credit related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS transcripts, title search, appraisal, bank statements, etc. * Maintain effective communication with all necessary parties involved in a new loan application, from the customer, loan officer, telephone contact center, and co-workers to ensure a seamless and positive application experience. * Provide routine credit processing support and answer questions on requested documentation for direct consumer credit and Indirect dealer applications to internal and external customers. * Review customer documents. * Responsible for notating the receipt of each document, indexing and adding to the electronic file. * Maintain an understanding of multiple systems businesses and product lines to support activities completed. * Provide coverage for processing items via shared email boxes related to application and subordination related documentation. * Review departmental procedures and update as needed. * Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. * Promote an environment that supports belonging and reflects the M&T Bank brand. * Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. * Complete other related dutie
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