M&T Bank

Finance

ConsumerLendingAssociateII

$0–0k Buffalo, New York, United States FULL TIME Remote Friendly
The Brief

“Consumer Lending Associate II at M&T Bank. Skills: credit processing support, consumer credit, indirect dealer applications, risk and regulatory standards. Provides credit processing support on Consumer Loan applications to customers, branches, dealerships, third-party vendors from application entry through decision, including directives to ensure Bank regulatory compliance.. Works to ensure customer documentation is received and saved to the electronic customer file.”

Industry & Context.

Finance
Problems you'll solve

Identify risk-related issues needing escalation to management

What They're Looking For.

Must Have

Associates degree, or in lieu of a degree, a combined minimum of 2 years’ higher education and/or work experience

Nice to Have

Customer service experience

What You'll Do.

Provides credit processing support on Consumer Loan applications to customers

third-party vendors from application entry through decision

including directives to ensure Bank regulatory compliance.

Works to ensure customer documentation is received and saved to the electronic customer file.

Work with internal departments as well as external customers and third-party vendors to obtain credit related documentation or obtain necessary information needed to complete an application i. e.: Verification of Employment

Maintain effective communication with all necessary parties involved in a new loan application

telephone contact center

and co-workers to ensure a seamless and positive application experience.

Provide routine credit processing support and answer questions on requested documentation for direct consumer credit and Indirect dealer applications to internal and external customers.

Review customer documents.

Responsible for notating the receipt of each document

indexing and adding to the electronic file.

Maintain an understanding of multiple systems businesses and product lines to support activities completed.

Provide coverage for processing items via shared email boxes related to application and subordination related documentation.

Review departmental procedures and update as needed.

Understand and adhere to the Company’s risk and regulatory standards

policies and controls in accordance with the Company’s Risk Appetite.

Identify risk-related issues needing escalation to management.

Promote an environment that supports belonging and reflects the M&T Bank brand.

Maintain M&T internal control standards

including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.

Complete other related duties as assigned.

How You'll Work.

Team & Collaboration

Work with internal departments as well as external customers and third-party vendors; Maintain effective communication with all necessary parties involved in a new loan application, from the customer, loan officer, telephone contact center, and co-workers

Communication Scope

Maintain effective communication with all necessary parties involved in a new loan application

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