ConsumerCreditRepresentativeII

# **Overview:** Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio. ## **Primary Responsibilities:** * Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio. * Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management. * Countersign loans within authority while providing daily guidance and training to less experienced loan representatives. * Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines. * Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures. * Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management. ## ## **Scope of Responsibilities:** Works under general supervision. Exercising lending authority to $150,000. ## **Supervisory/ Managerial Responsibilities:** Assist in the development and training of junior staff. ## **Education and Experience Required:** Associates degree and two years of work experience required, or a combination of four years of higher education and/or work experience ## ## **Education and Experience Preferred:** Previous Consumer credit experience preferred ## ## **Physical Requirements:** M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. # **_Location_** Buffalo, New York, United States of America