AgWest Farm Credit
Finance
ConstructionLoanProcessorII
Neural analysis suggests this role is
optimal for Mid candidates.
“Construction Loan Processor II at AgWest Farm Credit. Skills: Construction loan processing, Documentation, Verification, Compliance, Disbursement. Prepare and process construction home loan files. Conduct comprehensive contractor due diligence”
Industry & Context.
Occasional travel for all-staff or team meetings
What They're Looking For.
Must Have
High school diploma or equivalent, At least two years of relevant experience in lending, banking or related field, Ability to effectively learn and utilize a wide variety of systems/software, Knowledge and demonstration of effective customer service and verbal/written communication skills, Proven ability to understand and complete credit and financial documents, Awareness and understanding of applicable industry regulations, Knowledge of credit investigation and verification practices, Knowledge of loan closing processes, Proficient in Microsoft Office Suite, with comfort and working knowledge of Excel, Ability to obtain and maintain a NMLS license within six months of assuming the role
Nice to Have
Relevant experience in lending, banking, or a related field, General knowledge of applicable credit laws and regulations, and legal terminology, Knowledge of credit investigation and verification practices, Knowledge of loan closing processes, Knowledge of construction
What You'll Do.
Prepare and process construction home loan files
Conduct comprehensive contractor due diligence
Review and analyze contractor-submitted documentation
Facilitate contractor interviews and risk assessments
Process construction loan draws
permissions to occupy
and review lien releases
and prepare file for funding
Review draw requests to identify possible budget problems
Review inspection reports and draw documents for accuracy
Ensure compliance with organization and industry regulations and procedures
Perform data input and due diligence for Country Home Loan portfolio
Perform file maintenance on loans
Assist with title review
How You'll Work.
Communication Scope
Verbal communication; Written communication
Full Job Description
AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System – the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West. We are in search of a Construction Loan Processor II to join our Specialized Lending department in Spokane, Washington (Headquarters). This full-time position reports to the Manager, CHL Processing and is responsible for processing construction loans including documentation, verification of borrower information, compliance with lending regulations, monitoring construction progress and the disbursement of funds. Compensation Information The base salary range for this position in Spokane, Washington is: Level II: Typical starting range: $44,200 - $58,900 Full base salary range: $44,200 - $66,200 Annual performance-based incentive target is 6% of base. Essential Duties Prepare and process construction home loan files. Conduct comprehensive contractor due diligence, including license and insurance verification, financial stability assessment, background checks, and reference validation to ensure contractor qualifications and mitigate project risk. Review and analyze contractor-submitted documentation, such as construction plans, contracts, cost breakdowns, and project timelines, ensuring alignment with lender requirements and industry standards. Facilitate contractor interviews and risk assessments, maintaining detailed records and providing recommendations for contractor approval based on thorough evaluation and compliance with internal policies. Process constr
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