Zip Co Limited

fintech

ComplianceManager

$92–125k New York, New York, United States; United States Remote Friendly
The Brief

“Compliance Manager at Zip Co Limited. Skills: consumer financial services compliance, BNPL, lending, payments regulatory frameworks, US consumer financial services regulations, compliance management systems. support and help enhance components of our US compliance program across our growing BNPL, lending, and payments business. ensure our products, processes, and customer experiences align with applicable regulatory requirements while enabling innovation and business growth”

What You'll Achieve.

balance innovation, customer experience, and regulatory risk management; ensure our products, processes, and customer experiences align with applicable regulatory requirements while enabling innovation and business growth; delivering customer outcomes; building practical and sustainable compliance solutions; support innovation and customer outcomes

Industry & Context.

fintech
Problems you'll solve

regulatory judgment; ability to provide practical, business-oriented compliance guidance while balancing risk and customer experience considerations; identify compliance risks and drive practical, scalable solutions

Eligibility Requirements

visa sponsorship is not available for this position, employees will be in an 'at-will position'

What They're Looking For.

Must Have

5+ years of compliance experience within fintech, consumer financial services, banking, payments, lending, or BNPL environments, working knowledge of US consumer financial services regulations and compliance frameworks, including UDAAP, TILA, ECOA, FCRA, FDCPA, EFTA, and related state regulatory requirements, Demonstrated ability to operate strategically and tactically within fast-paced and evolving business environments, Experience building, improving, or supporting compliance management systems, monitoring programs, testing programs, or issue management processes, judgment and ability to provide practical, business-oriented compliance guidance while balancing risk and customer experience considerations, Ability to independently manage multiple priorities and execute detailed compliance work with a high degree of ownership and accountability

Nice to Have

JD or relevant compliance certifications preferred, Familiarity with AI-enabled compliance tools, automation technologies, or emerging AI-related regulatory considerations, including the ability to evaluate operational and compliance risks associated with AI usage

What You'll Do.

support and help enhance components of our US compliance program across our growing BNPL

and payments business

and customer experiences align with applicable regulatory requirements while enabling innovation and business growth

support strengthening of Zip’s compliance management system (CMS)

supporting regulatory change management

compliance monitoring

governance activities

scalable compliance operations

Provide day-to-day compliance guidance related to BNPL

and customer experience initiatives

Support the development

and ongoing enhancement of Zip’s US compliance management system (CMS)

Conduct compliance reviews of marketing materials

customer communications

and operational processes

Monitor regulatory developments and assess the impact of new or evolving laws

and regulatory guidance across the business

SEC and public company compliance-related activities

and regulatory obligations as applicable

Assist with compliance monitoring

issue remediation tracking

and reporting activities across the organization

Prepare compliance reporting

audit support materials

regulatory examination responses

and internal review documentation

Leverage AI-enabled tools and emerging technologies to improve compliance workflows

monitoring efficiency

and operational effectiveness while maintaining appropriate governance and risk controls

How You'll Work.

Team & Collaboration

Collaborative, cross-functional partner; partner closely with Legal, Product, Risk, Operations, Finance, and Commercial teams; Partner with Legal, Product, Risk, Operations, Commercial, and Finance teams; Collaborate with bank partners; Partner cross-functionally to identify compliance risks and drive practical, scalable solutions; Experience partnering cross-functionally with Product, Legal, Risk, Operations, Finance, Commercial, and business stakeholders

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