EMC
Finance
CommercialUnderwriterII
“Commercial Underwriter II at EMC. Skills: commercial lines underwriting, risk selection, pricing, exposure analysis, financial data analysis, coverage terms and conditions, agency relationships. Maintains and grows a profitable book of business for assigned middle market territory adhering to underwriting authority.. Evaluates accounts for risk selection and pricing purposes.”
What You'll Achieve.
Maintains and grows a profitable book of business for assigned middle market territory; achieving annual goals
Industry & Context.
problem-solving skills; ability to make sound decisions
Occasional a valid driver’s license with an acceptable motor vehicle report per company standards required if driving, preference for those able to work one day on-site per week
What They're Looking For.
Must Have
One year of experience in commercial lines underwriting, Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience, Occasional a valid driver’s license with an acceptable motor vehicle report per company standards required if driving
Nice to Have
Insurance designations, such as CPCU preferred, Candidates that exceed the minimum qualifications may be considered for a higher level position, Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience, Three years of experience in commercial lines underwriting or related experience, Insurance designations, such as AINS, AU, CIC, or CPCU preferred
What You'll Do.
Maintains and grows a profitable book of business for assigned middle market territory adhering to underwriting authority.
Evaluates accounts for risk selection and pricing purposes.
company and region risk appetite
account premium and loss history
motor vehicle records
online sources of information
reports from Premium Audit or Loss Control and other relevant information to underwrite policies.
Offers appropriate coverage
terms and conditions for exposures.
Develops and fosters agency relationships.
Educates agents on EMC products
underwriting appetite
Visits agencies to discuss accounts and provide agents with updates at EMC.
Collaborates with marketing representatives to ensure agents receive excellent customer experiences
and select EMC as their insurer of choice.
Effectively communicates risk acceptance and/or rejection decisions to agents.
Collaborates with experienced underwriters to continue to develop understanding of company and regional risk appetite.
Consults experienced underwriters to ask questions and gain understanding in underwriting best practices.
Participates in the agency planning and review processes with marketing and regional management.
Monitors progress of assigned agents and guides agents in achieving annual goals.
How You'll Work.
Team & Collaboration
Collaborates with marketing representatives to ensure agents receive excellent customer experiences, responsiveness, and select EMC as their insurer of choice.; Collaborates with experienced underwriters to continue to develop understanding of company and regional risk appetite.; Participates in the agency planning and review processes with marketing and regional management.
Communication Scope
written communication skills; verbal communication skills; ability to communicate risk acceptance and/or rejection decisions to agents
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