COBS Bread
Retail & Hospitality
CommercialFinanceManager
“Commercial Finance Manager at COBS Bread. Skills: Commercial Finance, Financial Analysis, Franchisee Support. Monitor cash flow and financial performance. Identify financial risks and support recovery plans”
Industry & Context.
Translate data into operational insights
What They're Looking For.
Must Have
Bachelor’s degree in Finance, Accounting, Business, or a related field, 3+ years of experience in commercial finance, FP&A, or financial analysis, Proven experience partnering cross-functionally with Operations and Development teams, financial analysis and modelling skills, Commercial acumen with the ability to translate data into operational insights, stakeholder management and relationship-building skills, High attention to detail and governance discipline, Advanced Excel and financial reporting capabilities, Excellent communication skills with the ability to simplify complex financial concepts, Ability to manage competing priorities in a fast-paced environment
Nice to Have
MBA and/or CFA designation (or progress toward CFA) considered an asset, Experience supporting multi-site operations, retail, hospitality, or franchise environments preferred, Exposure to lending, credit analysis, or banking relationships is an asset
What You'll Do.
Monitor cash flow and financial performance
Identify financial risks and support recovery plans
Track progress against recovery milestones
Support repayment plans for outstanding debts
Provide regular financial risk reporting
Support relationships with banking partners
Assist franchisees in navigating financing options
Maintain and update franchisee financing resources
Administer financial assessments within gate process
Maintain gate tracking documentation
Partner with Franchise Development and Legal teams
Review financial submissions from prospective franchisees
Assess financial viability
Prepare recommendation reports
Communicate financial expectations and requirements
Conduct financial reviews for franchisees
Provide recommendations and escalate financial concerns
Partner with Operations teams to review underperforming locations
Provide financial insights and analysis
Follow up on agreed actions and track financial outcomes
How You'll Work.
Team & Collaboration
Partner cross-functionally with Operations and Development teams; Partner with Franchise Development and Legal teams; Partner with Operations teams
Communication Scope
Ability to simplify complex financial concepts
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