M&T Bank
Banking
CommercialCreditManager
“Commercial Credit Manager at M&T Bank. Skills: Commercial Credit, Risk Management, Loan Underwriting. Lead team in deal process. Make recommendations on credit structures”
Industry & Context.
Analytical abilities; Decision-making abilities
What They're Looking For.
Must Have
9 years related experience, 3 years work leadership/supervisory experience, Bachelor's degree in Accounting or Finance, Proficiency in financial modeling, Proficiency in risk assessment tools, Experience with complex credit structures, Experience with syndicated loans, Ability to lead cross functional teams, Ability to manage multiple projects, Familiarity with credit risk rating models, Familiarity with loan management systems, Familiarity with portfolio management systems, Proficiency in Microsoft Office
Nice to Have
MBA or Advanced Degree, CPA, Experience with Capital IQ, Experience with FactSet, Experience with Bloomberg
What You'll Do.
Lead team in deal process
Make recommendations on credit structures
Make recommendations on risk ratings
Perform continuous credit monitoring
Provide independent credit quality assessment
Identify credit risks and mitigants
Identify industry concerns
Identify market trends
Identify financial trends
Perform initial analyses of new money
Perform initial analyses of material modifications
Evaluate ongoing credit risks
Determine risk rating of commercial clients
Manage day-to-day activities of Commercial Credit team
Ensure quality of underwriting
Ensure accuracy of risk ratings
Ensure quality of CCM activities
Identify emerging credit risk
Maintain quality of analyses
Mentor junior team members
Underwrite complex credit structures
Monitor complex credit structures
Provide guidance on complex credit structures
Assign customer relationships
Prepare risk assessment of customers
Identify emerging risks
Identify material changes in financial position
Evaluate compliance with loan agreement
Provide ongoing training to team
Prepare monthly productivity reports
Resolve policy issues
Resolve procedure issues
Resolve accounting issues
Resolve credit issues
Maintain in-depth knowledge of accounting pronouncements
Recruit Commercial Credit team
Develop Commercial Credit team
Retain Commercial Credit team
Design internal controls
Implement internal controls
Maintain internal controls
Enhance internal controls
Identify risk-related issues
Promote environment supporting belonging
Maintain M&T internal control standards
Complete other related duties
How You'll Work.
Team & Collaboration
Partner with sales team; Collaborate with relationship managers; Lead cross functional teams; Interact with senior management
Communication Scope
Interpersonal skills
Process & Methodology
Manage multiple projects
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