CommercialAnalyst

**Location:** 225 Franklin Street, Boston Massachusetts **Job Summary** The Commercial Analyst functions as part of a relationship team and works collaboratively to support sales and credit functions of the bank. Core responsibilities include working with relationship managers to create pitch materials for prospects and managing all functions of the lending process for relationships less than $10 million in credit commitments. This includes sales team support, client due diligence and managing the credit approval process to ensure timeliness, quality and the data integrity of all documentation and system of record information. **Responsibilities** * Work closely with relationship managers, loan closers, and underwriters to identify and respond to client requirements as a member of the deal team for credit commitments less than $10 million. * Create pitch materials for all prospects and/or clients, regardless of credit commitment amount. * Lead and/or participate in due diligence meetings for in-depth understanding of clients’ business, management teams and industry sector. * Review loan requests under $10 million in credit commitments to determine required business documents and financial statements needed for loan approval; collect and upload items to Salesforce, utilizing the bank’s secure document collection portal as appropriate. * Complete related lending tasks such as requesting and reviewing financial statement spreads, preparing a Return on Equity (ROE) analysis. * Prepare preflight memo for discussion with deal team, focusing on accuracy of loan request details. * Complete data entry in nCino for new loan requests/renewals/modifications and submit requests for underwriting. * Review final credit approval memos for accuracy and engage with loan closers or outside counsel for preparation of loan documentation * Review loan documentation to ensure all terms are consistent with the credit approval memo (e.g. interest rates, covenant definitions, etc.). * Ensure