CollectionsSpecialistIII

Initiate contact with consumer borrowers that are in the mid to late stages of assess the prospect of repayment

and arranging repayment schedules or other solutions

Initiate contact with customers’ attorneys and Bankruptcy trustees

Investigate and conduct skip tracing as required

Submit recommendations for account placement with third party collection agencies

and property preservation firms

Initiate direct contact with borrowers (consumer

assessing the prospect of repayment

arranging repayment schedules or other solutions

Contact business partners and vendors to ensure services provided are meeting predetermined service level agreements

Participate in loss prevention by employing advanced strategies that provide adequate protection for M&T with respect to its interest in the collateral securing the loan

while maximizing the cost containment opportunities

Review collateral condition and establish asset value

Negotiate sale with prospective buyers and conclude sales transaction with limited oversight

Develop an understanding of the business and its functions

processes and operations

Keep abreast of business and market trends that may affect business department

Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies

Maintain M&T internal control standards

including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable

Promote an environment that supports belonging and reflects the M&T Bank brand

Complete other related duties as assigned