Trupanion
Pet Insurance
ClaimsSpecialist
Neural analysis suggests this role is
optimal for mid candidates.
“Claims Specialist at Trupanion. Skills: Claims assessment, Veterinary knowledge, Customer experience. Review medical records. Evaluate claim eligibility”
Industry & Context.
Problem-solving abilities; Analytical thinking
Reliable internet connection, Meet quarterly, Work Saturdays
What They're Looking For.
Must Have
2+ years customer-facing experience, Professional working proficiency in English, Professional fluency in German or French, Understanding of veterinary medical terminology
Nice to Have
Experience working directly with clients, Experience reviewing medical records, Experience supporting patient care, Experience with claims adjudication, Experience with insurance operations
What You'll Do.
Review medical records
Evaluate claim eligibility
Determine claim outcomes
Apply policy language
Apply claims guidelines
Conduct secondary claim reviews
Communicate claim rationale
Investigate complex claim scenarios
Gather medical information
Validate medical information
Interpret medical information
Identify missing information
Obtain required documentation
Communicate claim decisions
Communicate claim status
Communicate policy questions
Deliver positive experience
Maintain accurate records
Collaborate with teams
How You'll Work.
Team & Collaboration
Cross-functional teams
Communication Scope
Written communication; Verbal communication
Full Job Description
Trupanion is a leading provider of medical insurance for cats and dogs in North America, and a new provider in Europe. Our mission is to help loving, responsible pet owners budget and care for their pets. We create solutions to ensure our members, their pets, and their vets experience unparalleled customer service. At Trupanion, we offer a collaborative, informal, and pet-friendly environment where everyone is encouraged to authentically be the best version of themselves. As a Claims Specialist, you will combine veterinary medical knowledge, critical thinking, and policy expertise to assess pet insurance claims and deliver accurate, fair, and timely claim decisions. You will review medical records, clinical notes, invoices, and policy information to determine claim eligibility while ensuring consistency with Trupanion and Smart Paws policy guidelines. In this role, you will service as a trusted resource for pet owners, veterinary teams, and internal stakeholders, helping navigate complex claim scenarios with empathy, professionalism, and attention to detail. You will also support the appeals process by conducting secondary claim reviews and providing clear rationale for claim outcomes. Success in this role requires strong analytical skills, sound judgement, curiosity, and the ability to balance policy interpretation with an exceptional customer experience. The ideal candidate brings a combination of veterinary knowledge, customer-facing experience, and problem-solving abilities, allowing them to confidently navigate complex claims while delivering a positive experience for pet owners and veterinary partners. At Trupanion, we believe in a flexible workplace! This is a remote position for candidates in Germany or Switzerland. You must be able to have a reliable and stable connection to the internet through hard-wire Ethernet. Expectation is to meet as a team once per quarter, for up to a week. The location is subject to change, based on needs. Responsibilities: * Revi
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