Trupanion

Pet Insurance

ClaimsSpecialist

₹12–20L ~AI est. Berlin, BE, Germany FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for mid candidates.

The Brief

“Claims Specialist at Trupanion. Skills: Claims assessment, Veterinary knowledge, Customer experience. Review medical records. Evaluate claim eligibility”

Industry & Context.

Pet Insurance
Problems you'll solve

Problem-solving abilities; Analytical thinking

Eligibility Requirements

Reliable internet connection, Meet quarterly, Work Saturdays

What They're Looking For.

Must Have

2+ years customer-facing experience, Professional working proficiency in English, Professional fluency in German or French, Understanding of veterinary medical terminology

Nice to Have

Experience working directly with clients, Experience reviewing medical records, Experience supporting patient care, Experience with claims adjudication, Experience with insurance operations

What You'll Do.

Review medical records

Evaluate claim eligibility

Determine claim outcomes

Apply policy language

Apply claims guidelines

Conduct secondary claim reviews

Communicate claim rationale

Investigate complex claim scenarios

Gather medical information

Validate medical information

Interpret medical information

Identify missing information

Obtain required documentation

Communicate claim decisions

Communicate claim status

Communicate policy questions

Deliver positive experience

Maintain accurate records

Collaborate with teams

How You'll Work.

Team & Collaboration

Cross-functional teams

Communication Scope

Written communication; Verbal communication

Full Job Description

Trupanion is a leading provider of medical insurance for cats and dogs in North America, and a new provider in Europe. Our mission is to help loving, responsible pet owners budget and care for their pets. We create solutions to ensure our members, their pets, and their vets experience unparalleled customer service. At Trupanion, we offer a collaborative, informal, and pet-friendly environment where everyone is encouraged to authentically be the best version of themselves. As a Claims Specialist, you will combine veterinary medical knowledge, critical thinking, and policy expertise to assess pet insurance claims and deliver accurate, fair, and timely claim decisions. You will review medical records, clinical notes, invoices, and policy information to determine claim eligibility while ensuring consistency with Trupanion and Smart Paws policy guidelines. In this role, you will service as a trusted resource for pet owners, veterinary teams, and internal stakeholders, helping navigate complex claim scenarios with empathy, professionalism, and attention to detail. You will also support the appeals process by conducting secondary claim reviews and providing clear rationale for claim outcomes. Success in this role requires strong analytical skills, sound judgement, curiosity, and the ability to balance policy interpretation with an exceptional customer experience. The ideal candidate brings a combination of veterinary knowledge, customer-facing experience, and problem-solving abilities, allowing them to confidently navigate complex claims while delivering a positive experience for pet owners and veterinary partners. At Trupanion, we believe in a flexible workplace! This is a remote position for candidates in Germany or Switzerland. You must be able to have a reliable and stable connection to the internet through hard-wire Ethernet. Expectation is to meet as a team once per quarter, for up to a week. The location is subject to change, based on needs. Responsibilities: * Revi

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