Santander

Finance

CIBTrade&WorkingCapitalSolutionsAssociate

Madrid, Spain FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid candidates.

The Brief

“CIB Trade & Working Capital Solutions Associate at Santander. Skills: Trade Finance, Working Capital Solutions, Strategic Project Execution. Support end-to-end delivery of strategic initiatives across Trade & Working Capital Solutions (receivables, supply chain finance, inventory solutions and documentary trade / guarantees). Contribute to the strategic oversight of partnerships with leading private equity firms, among other relevant stakeholders, in the Trade Finance space”

What You'll Achieve.

Enhancing client experience; Improving operational efficiency; Strengthening risk frameworks; Supporting business growth across the Trade Finance platform; Enable corporate clients to optimize their working capital; Enhance scalability, transparency and client experience

Industry & Context.

Finance
Problems you'll solve

Structured problem-solving; Critical-thinking mindset to challenge assumptions and improve outcomes

What They're Looking For.

Must Have

3+ years of experience in corporate and investment banking, structured finance, trade finance, working capital solutions, transaction services, strategy consulting or financial advisory, Bachelor's degree in Finance, Economics, Business Administration, Business Analytics, Engineering or a related field, Fluent English (C1/C2), Advanced financial analysis and modelling (Excel) and ability to translate business drivers into commercial and capital/risk impacts

Nice to Have

Experience supporting the execution of strategic projects in the Banking industry, including credit analysis, due diligence and internal approvals, Demonstrated experience in structuring and executing Letters of Credit solutions for corporate clients, including assessment of underlying trade flows, risk allocation, pricing considerations, and coordination of internal stakeholders through closing, would be considered a plus, Background in management consulting, especially in projects related to banking, corporate finance, or transformation initiatives, would be advantageous, Master's degree (MSc/MBA) and/or professional qualification (e. g. , CFA), Spanish and/or other languages, Understanding of working capital/trade products, particularly letters of credit, and familiarity with transaction documentation and operational set-up

What You'll Do.

Support end-to-end delivery of strategic initiatives across Trade & Working Capital Solutions (receivables

inventory solutions and documentary trade / guarantees)

Contribute to the strategic oversight of partnerships with leading private equity firms

among other relevant stakeholders

in the Trade Finance space

Deliver high-impact financial analysis and insights (profitability

liquidity and risk metrics) to inform capital allocation

prioritization and senior strategic decision-making

Coordinate cross-functional workstreams with internal stakeholders (Coverage

Operations and Technology) and external partners

including private equity and asset management funds

to ensure robust governance

and operational readiness

Participate in the structuring and execution of trade finance transactions

Identify and implement process improvements (templates

data capture and automation opportunities) to enhance scalability

transparency and client experience

Prepare executive-ready materials (teasers

presentations) and coordinate due diligence and internal approval processes with high quality and timely execution

How You'll Work.

Team & Collaboration

Collaborate cross-functionally with Product, Structuring, Risk, Legal, Operations, and Technology to deliver partnership-led solutions; Coordinate cross-functional workstreams with internal stakeholders (Coverage, Product, Risk, Legal, Compliance, Finance, Treasury, Operations and Technology) and external partners, including private equity and asset management funds

Communication Scope

Effective stakeholder management and communication across senior internal and external counterparties

Process & Methodology

Strategic project execution, End-to-end delivery of strategic initiatives, Coordination of workstreams, Process improvements, Internal approval processes

Full Job Description

CIB Trade & Working Capital Solutions Associate Country: Spain **IT STARTS HERE** Santander ([www.santander.com](http://www.santander.com)) is evolving from **a global, high-impact brand** into a **technology-driven organization** , and our people are at the heart of this journey. **Together** , we are driving a **customer-centric transformation** that values bold **thinking, innovation** , and the **courage to challenge** what’s possible. This is more than a strategic shift. **It’s a chance for****driven professionals****to grow, learn, and make a real difference**. Our mission is to contribute to help more **people and businesses prosper**. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. **Santander Corporate & Investment Banking (Santander CIB)** is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs. **THE DIFFERENCE YOU MAKE** Santander CIB Trade & Working Capital solutions is looking for an Associate based out of Madrid. This role combines strategic project execution with deep exposure to trade finance products and processes. The successful candidate will support and drive high-impact initiatives aimed at enhancing client experience, improving operational efficiency, strengthening risk frameworks, and supporting business growth across the Trade Finance platform. This is an excellent opportunity for a professional with experience in strategic project delivery within large organizations and exposure to trade finance products and operations. In this role, you will support the design, execution, and scaling of strategic initiatives within GTB’s Trade & Working Capital Solutions platform. You will collaborate cross-functionally with Product, Structuring, Risk, Legal, Operations, and Technology to

Free ATS check

Applying for this CIB Trade & Working Capital Solutions Associate role?

Most applicants get filtered before a human reads their resume. See if yours makes the cut.

How to Apply on Workday

  • Workday has a multi-step form — save your progress after every section.
  • "Apply With LinkedIn" can fail or lose data; manual entry is more reliable.
  • Watch for the "Submit for Review" final step — hitting "Save" alone does not submit.
  • Job requisition numbers are useful when following up with HR by email.

ANONYMOUS · UNFILTERED

What do employees actually say about Santander?

Real rants from real employees. Read before you apply.

Read Company Rants →