First Bank & Trust
Finance
ChiefLendingOfficer
“Chief Lending Officer at First Bank & Trust. Skills: bank lending, underwriting loans, managing large credits, loan structuring, loan workouts, loan operations and servicing, credit administration, asset quality, healthy growth, risk exposure management, regulatory compliance. managing the overall asset quality of organization, including the factoring division. build, lead, and motivate staff”
What You'll Achieve.
performance in a manner that is consistent with the vision and objectives of the organization; ensure they are trained, evaluated, and motivated to perform their responsibilities in an effective and progressive manner; Ensuring all activities are conducted efficiently and effectively; focusing on asset quality and healthy growth; attain current and long-range goals and objectives for the organization
Industry & Context.
correction of all deficiencies noted in the internal and external audits and regulatory examinations; application or interpretation of any Policies and Guidelines
What They're Looking For.
Must Have
bachelor's degree, ten years of progressive experience in bank lending, or the equivalent, demonstrated skills in underwriting loans, managing large credits, loan structuring, loan workouts, loan operations and servicing, regulatory requirements
What You'll Do.
managing the overall asset quality of organization
including the factoring division
oversight of all services offered
mentor staff and ensure they are trained
Manage the overall direction of credit administration
including quality control
loan operations and loan servicing
Ensuring all activities are conducted efficiently and effectively
Provide support and guidance to the bank presidents and loan officers on credit related issues
focusing on asset quality and healthy growth
Serve as a resource person for others
including Regional Credit Managers and
regarding application or interpretation of any Policies and Guidelines
providing appropriate management of credits that represent current or potential risk exposure
Actively seek out and engage in technology to assist in streamlining processes
Act as a lead on identified new systems
Act as chairperson of the Executive Credit Committee
reviewing large loan requests as directed by the Loan Policy and Guidelines
Serve as the chairperson of the Loan Treasury Committee
setting loan rates throughout the organization
Oversee the Allowance for Credit Losses (ACL) levels at the banks and ensure calculations are performed in accordance with applicable regulations
Responsible for the correction of all deficiencies noted in the internal and external audits and regulatory examinations
Determine and monitor concentration limits within the loan portfolio
Keep abreast of all laws and regulations that impact the Company's lending & factoring activities
Ensure Loan Policy and Guidelines are maintained in a manner that all business loans and factoring are in compliance with the applicable laws and regulations
Act as an active member of the Executive Committee
Responsible for planning and establishing broad overall policies
and strategies to attain current and long-range goals and objectives for the organization
Act in accordance with FBT policies and procedures as set forth in the employee handbook
Adhere to compliance procedures and participate in required compliance training
How You'll Work.
Team & Collaboration
build, lead, and motivate staff; develop an atmosphere of teamwork, open communication and unity; Actively mentor staff; supporting business partners; Provide support and guidance to the bank presidents and loan officers; Serve as a resource person for others, including Regional Credit Managers and, on occasion, customers; Act as chairperson of the Executive Credit Committee; Serve as the chairperson of the Loan Treasury Committee; Be an active member of the Executive Committee
Communication Scope
open communication
Process & Methodology
Act as a lead on identified new systems, processes
Applying for this Chief Lending Officer role?
Most applicants get filtered before a human reads their resume. See if yours makes the cut.
How to Apply on Workday
- Workday has a multi-step form — save your progress after every section.
- "Apply With LinkedIn" can fail or lose data; manual entry is more reliable.
- Watch for the "Submit for Review" final step — hitting "Save" alone does not submit.
- Job requisition numbers are useful when following up with HR by email.
ANONYMOUS · UNFILTERED
What do employees actually say about First Bank & Trust?
Real rants from real employees. Read before you apply.