Company

Financial Services

CEO,DigitalInsurer&TakafulOperator(DITO)

$750–1500k ~AI est. Malaysia FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Executive candidates.

The Brief

“CEO, Digital Insurer & Takaful Operator (DITO). Skills: Regulatory engagement, Business scaling. Lead licence application process. Lead regulatory engagement”

What You'll Achieve.

DITO application submitted; Credible Board-approved business plan; Professional engagement established with BNM; Professional engagement established with key stakeholders; Founding leadership team successfully built; Operational readiness roadmap completed; Core digital takaful product prepared; Operating framework prepared for launch; Company culture established

Industry & Context.

Financial Services
Problems you'll solve

Solves problems proactively; Thinks from first principles; Balances humility with decisiveness; Able to make decisions in fast-moving and ambiguous environments

What They're Looking For.

Must Have

CEO, COO, GM or senior leader experience, Experience in insurance, takaful, fintech, insurtech or regulated financial services, Understanding of regulatory environments, Experience engaging with regulators, Board members, auditors, actuaries and senior stakeholders, Hands-on operator capable of building and scaling businesses, Commercial judgement, Financial discipline, Product thinking, Calm under pressure, High ownership, Adaptability, Execution capability, Able to make decisions in fast-moving and ambiguous environments

Nice to Have

Regulatory credibility, Operational discipline, Commercial judgement, Hands-on execution capability

What You'll Do.

Lead licence application process

Lead regulatory engagement

Own governance framework

Own operational readiness roadmap

Ensure organisation meets BNM expectations

Work with legal counsel

Work with external auditors

Recruit founding leadership team

Lead founding leadership team

Establish operating model

Establish reporting structure

Establish execution cadence

Establish decision-making framework

Build high-performance culture

Build takaful products

Balance underwriting discipline

Balance claims management

Balance customer trust

Balance long-term sustainability

Partner with technology leadership

Build digital infrastructure

Ensure cybersecurity governance

Ensure data protection governance

Ensure disaster recovery governance

Ensure operational resilience governance

Drive automation adoption

Own capital efficiency

Own pricing discipline

Develop retakaful partnerships

Develop reinsurance partnerships

Develop distribution strategies

Drive customer acquisition

How You'll Work.

Team & Collaboration

Work closely with regulators; Work closely with Board members; Work closely with key stakeholders; Work closely with the Board; Work closely with legal counsel; Work closely with compliance; Work closely with risk; Work closely with actuaries; Work closely with external auditors; Partner closely with technology leadership

Communication Scope

Regulatory engagement; Board engagement; Stakeholder engagement

Process & Methodology

Operational readiness roadmap, Execution cadence, Decision-making framework

Full Job Description

CEO, Digital Insurer & Takaful Operator (DITO) – Malaysia Role Mission Lead the build and launch of Malaysia’s next-generation digital takaful operator — from licence application and regulatory engagement to operational readiness, launch and scalable growth. This is a zero-to-one leadership role requiring a rare combination of regulatory credibility, operational discipline, commercial judgement and hands-on execution capability. The CEO will work closely with regulators, Board members and key stakeholders to build a digital takaful business that is trusted, compliant, customer-centric and commercially sustainable. Key Responsibilities 1. Licensing & Regulatory Leadership - Lead the DITO licence application process and regulatory engagement with Bank Negara Malaysia (BNM). - Own the 7-year business plan, governance framework, capital plan and operational readiness roadmap. - Ensure the organisation is built to meet BNM expectations across governance, risk, compliance, cybersecurity, technology, operations, conduct and customer protection. - Work closely with the Board, legal counsel, compliance, risk, actuaries, Shariah advisors and external auditors. 2. Build the Company From Scratch - Recruit and lead the founding leadership team across finance, compliance, risk, actuarial, technology, underwriting, claims, product, operations and customer service. - Establish the operating model, controls, reporting structure, execution cadence and decision-making framework. - Build a high-performance culture centred around ownership, accountability, speed, clarity and integrity. 3. Product, Underwriting & Customer Proposition - Build simple, fair and digitally native takaful products that are Shariah-compliant and commercially viable. - Own the end-to-end customer journey across onboarding, servicing, claims and renewals. - Balance growth, underwriting discipline, claims management, customer trust and long-term sustainability. 4. Technology & Digital Execution - Partner closely w

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