Cardless

FinServ

CapitalMarketOperationsLead

$125–150k San Francisco, California, United States; New York, New York, United States; Irvine, California, United States; Los Angeles, California, United States; Seattle, Washington, United States FULL TIME Remote Friendly
The Brief

“Capital Market Operations Lead at Cardless. Skills: Capital Market Operations, fund flow operations, lender and partner reporting, borrowing base process, reporting, reconciliations, operational controls. Own fund flow operations, lender and partner reporting, and borrowing base process. Ensure the accuracy, integrity, and timeliness of funding flows and reporting”

What You'll Achieve.

ensuring the accuracy, integrity, and timeliness of funding flows and reporting; maintaining compliance with credit facility requirements; supporting the company’s liquidity management; reduce risk and improve efficiency

Industry & Context.

FinServ
Problems you'll solve

identifying and resolving discrepancies; resolve data gaps

What They're Looking For.

Must Have

Bachelor's degree in Finance, Accounting, or related field, 3+ years of experience in investment banking, fin-tech, fin-operations, or accounting, Experience managing high-volume transaction workflows in a fast-paced environment, understanding of reconciliations, reporting, and operational controls, Proficiency in Excel, Ability to manage tight deadlines with a high degree of accuracy and ownership, communication skills

Nice to Have

Experience working with credit facilities, structured finance, or warehouse lending, Familiarity with borrowing base mechanics and collateral reporting, Experience with capital markets platforms (e. g. , Setpoint) or similar tools, Background in fintech or high-growth startup environments

What You'll Do.

Own fund flow operations

lender and partner reporting

and borrowing base process

and timeliness of funding flows and reporting

Maintain compliance with credit facility requirements

Support the company’s liquidity management

Prepare and submit periodic borrowing base certificate and funding requests

Ensure ongoing compliance with lender requirements

covenants and eligibility criteria

Own monthly lender reporting packages and support audits and diligence requests

Act as the primary point of contact for lender-related operational inquiries

Monitor daily changes in the data tape and highlight key performance metric changes

Manage monthly reporting deliverables for brand partners

Own daily fund flow operations across Cardless and brand partner programs

Perform and oversee daily reconciliations

identifying and resolving discrepancies

Serve as the primary finance contact for partner reporting and funding-related inquiries

Identify and drive automation opportunities across reporting

and funding workflows

Enhance internal controls and operational processes to reduce risk and improve efficiency

How You'll Work.

Team & Collaboration

Partner with Data and Engineering to build scalable reporting infrastructure and resolve data gaps; experience interacting with external stakeholders (e. g. , lenders, partners)

Communication Scope

communication skills; experience interacting with external stakeholders (e. g. , lenders, partners)

Process & Methodology

Identify and drive automation opportunities across reporting, reconciliations, and funding workflows, Enhance internal controls and operational processes to reduce risk and improve efficiency

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