Qonto
Banking Operations - France 🇫🇷
BankingOpsApprentice
Neural analysis suggests this role is
optimal for Entry candidates.
“Banking Ops Apprentice at Qonto. Skills: Dispute management, Fraud analysis, Compliance reporting. Manage card disputes end-to-end. Analyse contested transactions”
Industry & Context.
Analytical mindset; Rigorous approach; Detail-oriented approach; Investigate fraud cases; Analyse contested transactions
What They're Looking For.
Must Have
Native or fluent French, Currently pursuing a masters in Finance / Accounting / Management Control, Banking & Insurance, or a programme with a legal or compliance component, Comfortable with Excel or equivalent data, Familiar with CRM or ticketing tools (Zendesk, Intercom, or equivalent)
Nice to Have
Professional other languages are a plus, SQL knowledge is a bonus
What You'll Do.
Manage card disputes end-to-end
Analyse contested transactions
Process Mastercard chargebacks
Handle acquiring-side disputes
Investigate fraud cases
Manage operational queues
Contribute to risk & compliance reporting
Support monthly loss rate reports
Support commission reports
Support regulatory submissions
Answer complex CS escalations
Participate in automation projects
Participate in process improvement projects
Contribute to AI workflow implementation
How You'll Work.
Team & Collaboration
Interact with Backend engineering; Interact with Risk & Compliance; Interact with Legal; Interact with Litigation; Interact with Internal Control; Interact with Customer Support; Interact with Finance; Interact with Product teams
Full Job Description
## Description Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75. Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started. Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit. AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it. ------------------------------------------------------------------------------------------------------ Join our Banking Ops Card team as an apprentice and contribute to one of Qonto's most cross-functional operations teams. You'll help manage a critical backlog while building deep expertise in dispute management, fraud analysis, compliance reporting, and AI-powered automation — from day one. 👩💻🧑💻 As a Banking Ops Apprentice at Qonto, you will: Manage card disputes end-to-end — analyse contested transactions, process Mastercard chargebacks on the issuing side, and handle acquiring-side disputes from cardholders contesting transactions with Qonto merchants (via Adyen / POS / tap-to-pay) Investigate fraud cases — analyse phishing, account takeover, and device theft cases across multiple internal tools and make reimbursement decisions Monitor SLA alerts and operational queue
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