N26

Financial Services

BankingOperations-ClaimsAssociateGermanmarket

€38–52k ~AI est. Madrid, Madrid, Spain
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid+ candidates.

The Brief

“Banking Operations - Claims Associate German market at N26. Skills: Claims operations, Process governance, Vendor management. Own end-to-end Claims processes. Ensure compliance”

What You'll Achieve.

Improve customer outcomes; Lower operational risk; Minimise audit findings; Minimise operational friction

Industry & Context.

Financial Services
Problems you'll solve

Root cause analysis; Data-driven decision making

What They're Looking For.

Must Have

Operations experience, Service delivery experience, Handling complex operational cases, Process governance experience, Regulatory controls experience, Audit readiness experience, Fluent German, Fluent English

Nice to Have

Experience with outsourcing/vendor management, Project management experience, Any other European language

What You'll Do.

Own end-to-end Claims processes

Ensure audit readiness

Maintain internal documentation

Define and track team KPIs/OKRs

Oversee handling of complex cases

Ensure correct escalation

Ensure compliance with law

Manage relationships with outsourcing partners

Manage relationships with external services

Design training for partners

Deliver training to partners

Coach partners on case handling

Identify process changes

Design process changes

Implement process changes

Lead incident analysis

Lead root-cause analysis

Propose long-term fixes

Drive long-term fixes

Maintain internal documentation

Improve internal documentation

Provide clear feedback

Provide career direction

Ensure team operates within boundaries

Drive standardisation

Identify workflow streamlining opportunities

Automate repetitive tasks

Raise service quality

How You'll Work.

Team & Collaboration

Partnership with Product; Partnership with Legal; Partnership with Customer Service; Partnership with Customer Experience; Cooperate across functions

Communication Scope

Stakeholder communication

Process & Methodology

Project management

Full Job Description

About the opportunity As part of the Banking Operations group be the operational anchor for claims handling one of N26’s strategically critical markets: Germany. You will be responsible for delivery across all operational end-to-end claims processes, ensuring regulatory and compliance standards are met, and driving continuous improvements that materially improve customer outcomes and lower operational risk. This is a hands-on functional role: you will own the operational agenda for complex and edge-case workstreams in close partnership with stakeholders such as Product, Legal and our Customer Service and Experience teams. In this role, you will: Own end-to-end Claims processes and governance: compliance, risk controls, audit readiness and up-to-date internal documentation Partake in defining and tracking team KPIs / OKRs with team leadership to measure operational readiness, quality and performance Oversee handling of complex cases (insolvency, legal requests, edge cases), ensuring correct escalation, remediation and compliance with applicable law and internal policy Manage relationships with outsourcing partners and external service providers; including design and deliver training, coach partners on complex case handling Partner cross-functionally to identify, design and implement process changes that improve customer experience and reduce risk Lead incident analysis and root-cause investigations; propose and drive actionable, measurable workarounds and long-term fixes Maintain and continuously improve internal documentation to minimise audit findings and operational friction Coach and develop team members by providing clear feedback, career direction and ensure the team operates within agreed decision boundaries Drive standardisation and scale: identify opportunities to streamline workflows, automate repetitive tasks and raise overall service quality What you need to be successful: Proven experience in operations, service delivery or similar functions, with direct

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