AVP

Financial Services

AVP-CreditAnalysisManager

₹22–35L ~AI est. Noida, India FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Manager candidates.

The Brief

“AVP - Credit Analysis Manager at AVP. Skills: Credit Analysis, Risk Management, Financial Analysis. Identify credit risks. Analyse financial data”

Industry & Context.

Financial Services
Problems you'll solve

Conceptual thinking; Analytical problems; Complex analysis; Creative problem solving

What They're Looking For.

Must Have

CA or MBA - Finance, Prior experience in corporate credit analysis, Understanding of financial statements, Deep understanding of Corporate Banking products, Familiarity with MS Office, Conceptual thinking, Ability to deliver accurate results, Team work, interpersonal skills, Oral and written communication skills

Nice to Have

CFA/FRM added advantage, Rating Agency added advantages, Knowledge of UK GAAP, Knowledge of IFRS, Awareness of legislation affecting the Bank

What You'll Do.

Identify credit risks

Analyse financial data

Monitor loan portfolios

Recommend loan approvals

Recommend loan rejections

Recommend loan adjustments

Develop credit risk mitigation strategies

Implement credit risk mitigation strategies

Advise decision making

Influence decision making

Contribute to policy development

Take responsibility for operational effectiveness

Collaborate with other functions

Perform complex tasks

Determine reward outcomes

Lead collaborative assignments

Identify need for specialisation

Identify new directions for assignments

Identify new directions for projects

Consult on complex issues

Provide advice to People Leaders

Develop new procedures

Understand area coordination

Collaborate with other areas

Keep up to speed with business activity

Keep up to speed with business strategy

Engage in complex analysis

Solve problems creatively

Solve problems effectively

Communicate complex information

Influence stakeholders

Convince stakeholders

Assess customer business

Assess transaction structure

Analyse business risks

Analyse transactional risks

Provide information on customer business

Research using various sources

Deliver professional advice

Develop credit analysis

Develop credit solutions

Obtain credit approval

Prepare credit proposals

Present credit proposals

Create customer grading

Verify customer grading

Create severity assessment

Verify severity assessment

Perform analysis of financial information

Deliver Post sanction documentation

Manage documentation process

Partner with Risk Sanctioning Unit

Partner with Relationship team

Provide guidance on credit appetite

Engage credit sanctioners

Shape customer solutions

Contribute to change management

Act as liaison for risk management

Interact with customers

Discuss lending proposals

Operate within cost budgets

Coach junior analysts

Mentor junior analysts

Guide junior analysts

Complete ad hoc projects

Ensure compliance with regulations

Ensure compliance with Risk Management Framework

Ensure compliance with Barclays Policies

How You'll Work.

Team & Collaboration

Collaborate with other functions; Collaborate with business divisions; Collaborate with other areas; Collaborate with business aligned support; Collaborate with Risk Sanctioning Unit; Collaborate with Relationship team; Collaborate with cross-functional teams; Collaborate with junior analysts

Communication Scope

Oral communication; Written communication; Communicate complex information; Translate insight into story

Process & Methodology

Change management

Full Job Description

# **Job Description** **Purpose of the role** To safeguard the financial health of the bank by identifying, analysing, and mitigating potential credit risks associated with lending activities. **Accountabilities** * Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default. * Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default. * Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies. * Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans. **Assistant Vice President Expectations** * To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions. * Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes * If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others. * OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or

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