PwC
FS X-Sector
AssociateUnsecuredRisk
Neural analysis suggests this role is
optimal for Associate candidates.
“Associate Unsecured Risk at PwC. Skills: credit card risk analytics, consumer lending, financial analytics, SQL, SAS, consumer credit risk fundamentals, data interpretation. Support credit card portfolio risk management through data-driven analysis, performance monitoring, and risk insights.. Assist senior analysts and managers in portfolio monitoring, acquisition risk analysis, credit policy evaluation, and model performance tracking.”
What You'll Achieve.
Contributes to the success of the team.
Industry & Context.
Problem-solving skills to identify, analyze, and challenge basic problems.; Ability to interpret data, make sound decisions, and challenge the basis of the analysis.
Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding client, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency., No, No
What They're Looking For.
Must Have
Bachelor’s/Master’s degree in business, Statistics, Finance, Economics, or related quantitative fields, working knowledge of SQL/SAS, Experience working with large datasets, Understanding of consumer credit risk fundamentals, Ability to interpret data and explain results clearly, Structured thinking and attention to detail, Problem-solving skills to identify, analyze, and challenge basic problems, Familiarity with data interpretation and ability to challenge decisions based on data analysis, Ability to interpret data, make sound decisions, and challenge the basis of the analysis, Unsecured Risk
Nice to Have
exposure to Python, P&L
What You'll Do.
Support credit card portfolio risk management through data-driven analysis
performance monitoring
Assist senior analysts and managers in portfolio monitoring
acquisition risk analysis
credit policy evaluation
and model performance tracking.
Track portfolio performance metrics including delinquency
and cohort analysis to identify early risk signals.
Support creation and maintenance of risk dashboards and MIS.
Analyze performance of new account vintages by channel
Monitor early delinquency and first-payment default trends.
Support evaluation of acquisition strategies to balance growth and risk.
Assist in evaluating approval rate vs loss trade-offs.
Participate in champion–challenger analysis for policy and strategy updates.
Help document policy rationale and analytical findings.
Monitor existing customer credit risk performance across ECM levers
authorization controls
and line management etc.
and vintage analysis to identify changes in customer behavior and emerging risk signals.
Support analytics for risk-based ECM strategies to balance spend growth
Track post-implementation performance of ECM actions and highlight variances versus expectations.
Quantify risk–return impact of ECM strategies
including effects on utilization
Assist in diagnosing portfolio performance changes and segment-level risk drivers.
How You'll Work.
Team & Collaboration
Ability to work collaboratively across teams.; Prepare clear, structured presentations for senior analysts and managers.; Support documentation for risk governance and audit requirements.; Participate in regular risk review forums as an analytical contributor.; Ability to work with little direction and in a team.
Communication Scope
Clear and concise written and verbal communication; Ability to interpret data and explain results clearly
Full Job Description
**Line of Service** Advisory **Industry/Sector** FS X-Sector **Specialism** Risk **Management Level** Associate **Job Description & Summary** At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. In regulatory risk compliance at PwC, you will focus on confirming adherence to regulatory requirements and mitigating risks for clients. You will provide guidance on compliance strategies and help clients navigate complex regulatory landscapes. * _*Why PWC_ At PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities. This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life. Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more [_about us_](https://www.pwc.in/about-us.html). At PwC, we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law. We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm’s growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations. " Job Description & Summary: * The Analyst will support credit card portfolio risk management throug
Applying for this Associate Unsecured Risk role?
Most applicants get filtered before a human reads their resume. See if yours makes the cut.
How to Apply on Workday
- Workday has a multi-step form — save your progress after every section.
- "Apply With LinkedIn" can fail or lose data; manual entry is more reliable.
- Watch for the "Submit for Review" final step — hitting "Save" alone does not submit.
- Job requisition numbers are useful when following up with HR by email.
ANONYMOUS · UNFILTERED
What do employees actually say about PwC?
Real rants from real employees. Read before you apply.