Highmark Inc.
Insurance
AssociateUnderwriter
“Associate Underwriter at Highmark Inc.. Skills: risk analysis, client management, communication. analyzes risk factors for new enrollment, annual renewals, and amendments of insurance contracts or self-funded plans in conformance with established underwriting policies, practices, and standards.. serves as a point of contact for sales teams and assigned customers, delivering insights and recommendations to aid customer acquisition and retention while maintaining performance goals.”
What You'll Achieve.
maintaining performance goals; financial and business targets (e. g. , membership, revenue, margin); Complete workload within established production and timeliness standards.
Industry & Context.
Analyze risk factors; Assess risk; Identify unusual situations not anticipated by standard pricing formulae; Interpret risk; Identify questionable claim patterns
Travel from the office to various work sites or from site-to-site Occasionally, Works primarily out-of-the office selling products/services (sales employees) Never, Physical work site required Yes, Lifting: up to 10 pounds Constantly, Lifting: 10 to 25 pounds Rarely, Lifting: 25 to 50 pounds Never, Compliance Requirement: This job adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies., As a component of job responsibilities, employees may have access to covered information, cardholder data, or other confidential customer information that must be protected at all times., In connection with this, all employees must comply with both the Health Insurance Portability Accountability Act of 1996 (HIPAA) as described in the Notice of Privacy Practices and Privacy Policies and Procedures as well as all data security guidelines established within the Company’s Handbook of Privacy Policies and Practices and Information Security Policy., Furthermore, it is every employee’s responsibility to comply with the company’s Code of Business Conduct., This includes but is not limited to adherence to applicable federal and state laws, rules, and regulations as well as company policies and training requirements.
What They're Looking For.
Must Have
None
Nice to Have
1 year of relevant underwriting, risk management, or actuary experience applying advanced mathematics or quantitative analysis.
What You'll Do.
analyzes risk factors for new enrollment
and amendments of insurance contracts or self-funded plans in conformance with established underwriting policies
serves as a point of contact for sales teams and assigned customers
delivering insights and recommendations to aid customer acquisition and retention while maintaining performance goals.
analyzes data such as type of industry
and other characteristics to assess risk for a book of business consisting of standard small and mid-sized clients.
Work with sales team and underwriting peers and leaders to manage a portfolio of clients towards financial and business targets (e. g.
serve as owner of all quotes delivered to sales partners.
Develop a perspective on each client package deliverable.
Clearly communicate position on the risk profile of each client.
Respond to questions and draw insights from quote details
and regional insights to deliver recommendations to sales
Calculate rates utilizing company rating algorithms
Identify unusual situations not anticipated by standard pricing formulae and seek assistance in applying Corporate Risk Management policies.
Interpret risk and apply pricing policies to account for unusual situations.
Identify questionable claim patterns whether occurring on an in-force account or a prospect.
Maintain accurate book management details
including concession budget.
Assess risk by looking at various measures such as risk scores
and turnover considerations
Develop a basic understanding of the department and the company strategic goals and competitive position.
Communicate case-specific underwriting results with other internal departments under supervision.
Complete workload within established production and timeliness standards.
Perform administrative tasks and aid in workload coordination.
Other duties as assigned.
How You'll Work.
Team & Collaboration
Work with sales team and underwriting peers and leaders to manage a portfolio of clients; Communicate case-specific underwriting results with other internal departments under supervision.
Communication Scope
Clearly communicate position on the risk profile of each client.; Respond to questions and draw insights from quote details, client understanding, and regional insights to deliver recommendations to sales, under supervision.; Communicate case-specific underwriting results with other internal departments under supervision.
Process & Methodology
Manage a portfolio of clients, Complete workload within established production and timeliness standards, Perform administrative tasks and aid in workload coordination
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