Zeta

Financial Services

Associate/Sr.Associate-CreditcardOperations

₹8–15L ~AI est. Mumbai, Maharashtra, India; Chennai, Tamil Nadu, India FULL TIME
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid+ candidates.

The Brief

“Associate / Sr. Associate - Credit card Operations at Zeta. Skills: Credit card operations, Dispute management, Settlement reconciliation. Handle dispute processing activities. Monitor dispute queues”

What You'll Achieve.

Ensure smooth day-to-day program execution

Industry & Context.

Financial Services
Problems you'll solve

Analytical skills; Problem-solving skills

What They're Looking For.

Must Have

1-3 years operations experience (L1), 3-5 years operations experience (L2), Bachelor's degree in commerce, finance, business administration, or related field

Nice to Have

Experience in card operations, Experience in disputes, Experience in settlements, Experience in reconciliation, Exposure to Mastercard operations, Exposure to Visa operations

What You'll Do.

Handle dispute processing activities

Monitor dispute queues

Coordinate for resolution tracking

Maintain dispute reports

Maintain operational trackers

Perform daily settlement reconciliation

Validate settlement reports

Identify reconciliation breaks

Support repayment reconciliation

Support transaction validations

Coordinate for issue resolution

Assist in GL accounting support

Perform operational validations

Support audit requirements

Support compliance requirements

Support operational governance

Monitor operational exceptions

Escalate issues proactively

Maintain operational MIS

Maintain reporting dashboards

Ensure adherence to SOPs

Ensure adherence to process controls

How You'll Work.

Team & Collaboration

Internal and external stakeholders; Finance and partner teams; Cross-functional teams

Communication Scope

Stakeholder management

Full Job Description

## Description About us   Build the future of banking.   Zeta is a next-generation banking technology company providing cloud-native, fully stackable processing and core banking platforms for issuers. With a focus on scalability, compliance, and innovation, Zeta empowers financial institutions to modernize their technology infrastructure and deliver secure, seamless digital banking experiences.     Our impact runs at real-world scale. Today, over 25 million cards are live on Zeta-powered platforms across 7 countries, supported by a passionate team of 1,700+ Zetanauts across India, the US, EMEA, and Asia. Backed by SoftBank Vision Fund, Mastercard, and other reputed strategic investors, we reached a valuation of $2 billion in 2025.    Our focus is on establishing product lines that focus on key outcomes by addressing real customer pain points, modernizing legacy systems, and strengthening core fundamentals. As a result, our systems and platforms support a wide range of banking and payments capabilities, including:  Tachyon, our cloud-native banking stack built for population-scale systems  ## About the Role We are looking for Operations Analysts to support the operational management of the Lumen credit card program. The role involves handling critical payment operations activities including disputes, reconciliation, settlements, reporting, and operational monitoring to ensure smooth day-to-day program execution. The candidate should possess strong analytical skills, operational understanding, attention to detail, and the ability to work in a fast-paced fintech/payments environment. ## Responsibilities Dispute Operations: Handle dispute processing activities across chargeback lifecycle stages Monitor dispute queues and ensure SLA adherence Coordinate with internal and external stakeholders for resolution tracking Maintain dispute reports and operational trackers Settlement & Reconciliation: Perform daily settlement reconciliation activities Validate settlement reports

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