Associate, Production

Affordable Housing

Associate,Production

$85–95k San Diego, California, United States FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid candidates.

The Brief

“Associate, Production at Associate, Production. Skills: Financial analysis, Underwriting, Mortgage financing. Support origination, screening, execution of multifamily mortgage financing. Support tax-exempt bond opportunities”

Industry & Context.

Affordable Housing
Problems you'll solve

Sound judgment; Synthesize large volumes of information into clear, well-supported credit and business recommendations

Eligibility Requirements

Minimal travel may be required

What They're Looking For.

Must Have

Bachelor's degree in business, finance, accounting, real estate, or a related field, Minimum of 3 years of relevant experience in multifamily housing finance, affordable housing finance, or a related commercial real estate lending environment, FINRA Securities Industry Essentials (SIE) required within one year of start date, Advanced proficiency in Microsoft Office, with particular emphasis on Microsoft Excel, Working knowledge of financial statement analysis, general accounting, cash flow modeling, and mortgage interest calculations

Nice to Have

Experience with Fannie Mae, Freddie Mac, and/or FHA loan programs, Knowledge of real estate finance and investment real estate, particularly multifamily and affordable housing

What You'll Do.

execution of multifamily mortgage financing

Support tax-exempt bond opportunities

transaction support functions

Analyze prospective loan opportunities

Perform detailed financial analysis

Conduct market research

Maintain and update underwriting models

Prepare screening narratives

Prepare submission memos

Maintain transaction files

Support transactions from engagement through closing

Coordinate with internal teams

Coordinate with clients

Coordinate with agencies

Coordinate with investors

Coordinate with counsel

Coordinate with funding participants

How You'll Work.

Team & Collaboration

Work both independently and collaboratively; Collaborate professionally and effectively with colleagues; Contribute effectively as part of a high-performing team; Build and maintain trusted working relationships with colleagues

Communication Scope

Written communication skills; Verbal communication skills; Interpersonal communication skills

Process & Methodology

Manage multiple assignments, Manage multiple transactions simultaneously

Full Job Description

**Purpose and Job Summary:** Reporting to the Managing Director, and under the overall direction of the Senior Managing Director, the Associate supports the origination, screening, and execution of multifamily mortgage financing and tax-exempt bond opportunities within Lument's Affordable Housing platform. This role is responsible for analytical, underwriting, and transaction support functions across the deal lifecycle, from initial screening through closing. The ideal candidate demonstrates strong financial and analytical skills, attention to detail, sound judgment, and the ability to work both independently and collaboratively in a fast-paced team environment. **Essential Duties and Responsibilities:** * Develop a strong working knowledge of all applicable Affordable Housing products offered by Lument, including relevant policies, procedures, and underwriting guidelines. * Build a thorough understanding of the loan origination and underwriting process across Lument's lending programs. * Review and analyze prospective loan opportunities for preliminary qualification and screening. * Perform detailed financial analysis using current and historical property cash flows, operating statements, rent rolls, and other transaction materials. * Conduct market research and support underwriting conclusions with relevant data and analysis. * Maintain and update underwriting models and other transaction-related analytical tools. * Prepare screening narratives, submission memos, and other internal and external deal materials. * Establish, organize, and maintain transaction files and related documentation. * Support transactions from engagement through closing, including day-to-day coordination with internal teams, clients, agencies, investors, counsel, and other funding participants. * Participate in corporate, strategic, and team initiatives as needed. * Collaborate professionally and effectively with colleagues across the organization. * Perform other duties and special project

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