Allica Bank

Financial Services

AssociateProductEngineer

£45–65k ~AI est. London, United Kingdom FULL TIME Remote Friendly
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Entry candidates.

The Brief

“Associate Product Engineer at Allica Bank. Skills: Fraud detection, Machine learning, Data analysis, Product engineering. Take end-to-end ownership of fraud problem areas. Translate risks into solutions”

What You'll Achieve.

Reduce false positives; Improve recall; Ensure services are observable; Ensure services are reliable; Meet security standards; Meet auditability standards; Maintain code quality; Maintain code maintainability; Improve fraud response; Improve system reliability

Industry & Context.

Financial Services
Problems you'll solve

Analytical mindset; Problem-solving mindset; Identify issues; Resolve issues; Root cause analysis

What They're Looking For.

Must Have

Foundation in data, Interest in machine learning, Interest in financial crime, Analytically strong, Experience analysing large datasets, Familiarity with supervised ML concepts, Familiarity with tree-based learning, Familiarity with evaluation best practices, Familiarity with explainability, Sense of ownership over data quality, Familiar with building microservices, Comfortable designing scalable solutions, Excellent communicator, Comfortable working in Agile/squad environments

Nice to Have

Familiarity with frontend development, Familiarity with third-party fraud platforms, Demonstrable experience with rule tuning, Demonstrable experience with feature engineering, Demonstrable experience with model performance optimisation

What You'll Do.

Take end-to-end ownership of fraud problem areas

Translate risks into solutions

Contribute to squad planning

Contribute to backlog refinement

Contribute to delivery ceremonies

Build AI-native tools for analysis

Analyse rule-based controls performance

Analyse ML controls performance

Reduce false positives

Support tuning of fraud controls

Support optimisation of fraud controls

Translate investigative findings into improvements

Document change rationale

Document expected performance outcomes

Stay informed on emerging ML/AI techniques

Propose new detection rules

Prototype new detection rules

Address account takeover

Address synthetic identities

Support A/B testing of controls

Support evaluation of new controls

Develop familiarity with ML concepts

Monitor fraud intelligence sources

Monitor internal data

Identify new threat patterns

Identify evolving threat patterns

Own data accuracy in fraud systems

Own data completeness in fraud systems

Identify data quality issues

Investigate data quality issues

Resolve data quality issues

Maintain data hygiene processes

Contribute to backend services

Deliver customer-facing fraud features

Build integrations with fraud platforms

Build integrations with third-party vendors

Ensure services are observable

Ensure services are reliable

Meet security standards

Meet auditability standards

Apply AI-assisted development practices

Maintain code quality

Maintain code maintainability

Apply secure coding practices

Contribute to fraud-aware system design

Ensure appropriate logging

Ensure appropriate monitoring

Ensure appropriate auditability

Assist in incident investigation

Contribute to continuous improvement

Improve fraud response

Improve system reliability

How You'll Work.

Team & Collaboration

Small, focused squad; Cross-functional teams; Squad planning; Backlog refinement; Delivery ceremonies; Customer-facing features; Risk; Compliance; Operations; Frontend engineers

Communication Scope

Translate findings; Translate proposals

Process & Methodology

Agile, Squad environments

Full Job Description

About Allica Bank Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers. This role sits within the Payments Tribe, which has built Allica’s current account for established SMEs, combining modern technology with a best-in-class customer experience. The tribe is responsible for payments, current accounts, and savings propositions, and plays a critical role in enabling secure and seamless financial operations for our customers. Technology sits at the centre of Allica. We design and build the platforms that power the bank, working closely with Product, Risk, Compliance, and Operations to deliver meaningful outcomes. Our teams move quickly, take ownership end-to-end, and operate without the burden of legacy systems. Within this context, Financial Crime is a critical and fast-evolving problem space. We are building modern, data-driven fraud capabilities to protect our customers and the bank, increasingly leveraging machine learning and AI techniques alongside traditional controls to stay ahead of evolving threats. Role Description We are looking for an Associate Product Engineer to join our Fraud squad. This is an entry-to-mid level role suited to someone with a strong foundation in data and a genuine interest in machine learning and financial crime, who is eager to develop hands-on expertise in fraud detection and prevention. Reporting to the Product Engineer for Fraud, you will work closely within a small, focused squad contributing to the full lifecycle of fraud controls – from identifying a problem through to shipping a solution. Your primary focus will be on fraud rule management, data quality and integrity across fr

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