Razorpay

Financial Technology

AIBuilder

₹75–120L ~AI est. RazorpayX
Market Sentiment
HIGH DEMAND

Neural analysis suggests this role is
optimal for Mid+ candidates.

The Brief

“AI Builder at Razorpay. Skills: AI Builder, Agentic systems, Full-stack development, End-to-end ownership. Identify high-impact business problem. Conceive AI-powered solution”

What You'll Achieve.

Close loop end-to-end; Ship system with metrics moving; Fix when something breaks; Know why numbers are below target; Multiply AI capability across organisation

Industry & Context.

Financial Technology
Problems you'll solve

Decompose business problems; Debug model's internals; Root cause analysis

What They're Looking For.

Must Have

Deep expertise across full building journey, Write production code, Ship to production and own outcome, Switch altitude: technical depth to C-suite context, Multiply AI capability across organisation, Using AI tools for over a year, Orchestrate agents, build with skills and MCPs, AI assistance is muscle memory, Polyglot: picking up new stacks fast, Thrive in ambiguity and default to action, Founder mindset: started something, Full-stack capability: backend, data pipelines, LLM orchestration, frontends, deployment infrastructure, LLM & agent depth: multi-agent systems, RAG, prompt engineering, production AI pipelines, Product instinct: ask 'why' before 'how', Scope business problem to shippable prototype, Articulate business value to non-technical stakeholders, Speed & autonomy: discovery to demo in under two weeks, Move faster than process, Create structure only where it helps, Influence without authority: align stakeholders, Be clear, credible, and fast

Nice to Have

Need detailed specs handed to you, Prefer deep specialization over breadth, Uncomfortable with ambiguity, Optimise for code elegance over customer outcomes, Hand off after designing or after shipping, Treat 'not my job' as valid answer, Need stable roadmap to do best work, Thrive living in a 2-week sprint

What You'll Do.

Identify high-impact business problem

Conceive AI-powered solution

Build production system

Ship production system

Decompose business problems

Design and build full system

Write production code

Fix when something breaks

Know why numbers are below target

Debug model's internals

Present roadmap to leadership

Multiply AI capability across organisation

Make teams better at identifying AI opportunities

Make teams better at executing AI opportunities

Build products for customers

How You'll Work.

Team & Collaboration

Work with leaders; Cross-functional teams; Sales collaboration; Marketing collaboration; Risk collaboration; Engineering collaboration; Legal collaboration

Communication Scope

Articulate business value; Present roadmap

Process & Methodology

Ownership, Autonomy, Speed, Agility

Full Job Description

Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution. Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow. From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated reconciliation, smart payouts, and predictive financial insights, we are embedding intelligence across our stack to make money movement faster, safer, and more efficient. In close collaboration with ecosystem partners - including banks, networks, regulators - we are pioneering industry-first solutions that are shaping the next era of fintech Across India, Singapore and Malaysia, our products span everything from seamless checkouts to payroll automation - powering a fintech ecosystem that’s redefining how money moves across Asia. Today, that ecosystem supports everyone from early-stage startups to some of India’s largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently. Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like Airbnb, Facebook, WhatsApp, Airtel, CRED, BookmyShow, Zomato, Swiggy, Lenskart, Mirae Asset Capital markets, Indian Oil, National Pension Scheme - and over 100 of India’s unicorns. With strong roots in India and growing operations in Southeast Asia, we are shaping the next chapter of financial technology across the region. We are backed by global investors including GIC, Peak XV Partners (formerly Sequoia Capital India & SEA), Tiger Global, Ribbit Capital, Matrix Partners, MasterCard, and Salesforce Ventu

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