BMO Financial Group

AccountResolutionSpecialist

$42–78k Cedar Rapids, Iowa, United States FULL TIME
The Brief

“Account Resolution Specialist at BMO Financial Group. Skills: Account resolution, Customer service, Collections, Negotiation. Review and evaluate accounts. Provide collections-related sales and service”

What You'll Achieve.

Maximize recovery; Safeguard the Bank’s interests; Assist departments in achieving goals

Industry & Context.

Problems you'll solve

Analytical and problem solving skills - In-depth; Exercises judgment to identify, diagnose, and solve problems within given rules

Eligibility Requirements

Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

What They're Looking For.

Must Have

3 - 5 years of relevant experience, post-secondary degree in related field of study or an equivalent combination of education and experience, Knowledge of Credit Qualifications, Knowledge of federal, state/provincial and local laws pertaining to Consumer Collections, Knowledge of BMO products and services, Knowledge of competitive marketplace and trends in product offerings, Specialized knowledge from education and/or business experience, Verbal & written communication skills - In-depth, Collaboration & team skills - In-depth, Analytical and problem solving skills - In-depth, Influence skills - In-depth

What You'll Do.

Review and evaluate accounts

Provide collections-related sales and service

Advise customers on payment strategies

Fulfill sales and service activities

Support coaching and training

Support quality audits

Support vendor management

Support credit collection disputes

Deliver exceptional customer service

Send client communications

Interface with operations partners

Develop rapport with clients

Maintain profitable relationships

Expand share of wallet

Contact customer for information

Manage customer applications

Handle incoming calls

Address escalated customer requests

Provide advice on payments

Integrate marketing promotions

Execute loss mitigation processes

Provide advice on solutions

Support strategic initiatives

Safeguard Bank's interests

Establish expertise with personnel

Assist departments in achieving goals

Utilize negotiation skills

Utilize interpersonal skills

Analyze data and information

Provide insights and recommendations

Gather and format data

Develop short term tactics

Drive specific behaviours

Refer to appropriate internal business groups

Escalate complex situations

Complete required documentation

Integrate information from multiple sources

Lead/participate in process design

Support program development

Identify business needs

Collaborate in collections life cycle

Execute loss mitigation solutions

Offer default alternatives

Follow documented policies

Keep abreast of needs

Make referrals to other business groups

Maintain current knowledge

Maintain confidentiality

Support continuous improvement

Identify and implement changes

Develop awareness of industry trends

Propose new solutions

Apply Risk Management Framework

Make sound and risk informed decisions

How You'll Work.

Team & Collaboration

Collaborates in the review and evaluation of delinquent, high risk, or written-off accounts; Interfaces with operations partners to ensure customer needs are met; Supports the execution of strategic initiatives in collaboration with internal and external stakeholders; Establishes expertise with Consumer Collections personnel as a key support contact/resource/coach; Collaborates in efficient functioning of collections life cycle

Communication Scope

Verbal & written communication skills - In-depth

Process & Methodology

Leads/participates in the design, implementation and management of core business/group processes, Develops action plans and solutions

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